Tool detail

Otto AI

Returns the highest-APY lending venue per stablecoin, read live from Aave, Morpho and Compound.

Categories: Defi

Use when

find the best current USDC lending yield across Aave, Morpho and Compound
compare stablecoin lending APYs across chains

Not for

not personalized to a wallet's actual holdings despite accepting an address
not a transaction or execution endpoint

Inputs

GET query param: userAddress (string, optional, EVM address, echoed back only, not yet used for personalization)

Admitted input schema

{
  "type": "object",
  "properties": {
    "userAddress": {
      "type": "string",
      "minLength": 0,
      "maxLength": 4096,
      "description": "Optional EVM wallet address (echoed back; personalization not yet applied)"
    }
  },
  "required": [],
  "additionalProperties": false
}

Endpoint

Method: GET
URL: https://x402.ottoai.services/yield-recommendations

Payment

Protocol: x402
Listed price: 0.001 USDC per call on Base
Payment method: exact
Network: eip155:8453
Asset: 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913

Listed terms are catalog metadata. The caller supplies inputs and calls the tool outside Onelayer. If payment is required, the caller uses a compatible wallet to pay.

Source

Directory: Coinbase x402 Bazaar
Record: GET https://x402.ottoai.services/yield-recommendations
Retrieved: 2026-09-30T20:37:07.382Z
Catalog file SHA-256: 6837ccddf886f0007cf3727ea9d27faaa5047b51b4f425345c554ce1c271a524
Catalog built: 2026-09-30T22:31:58.034Z